Texas Home & Commercial Financing

Texas Home and Commercial, Inc. offers several types of home improvement loan packages that offer the convenience and affordability of low monthly payments and the flexibility to meet almost any budget.

Loan Products

Unsecured Home Improvement Loans: These loan packages offer very low monthly payments, extremely competitive interest rates, minimal paperwork, the convenience of closing the loan in your own home, no lien attachment, three to five day loan funding, terms of 1 year to 20 years with deferred payments available, and best of all there are no fees associated with this loan package!

Secured Home Improvement Loans: This type of loan has very low interest rates, minimal paperwork, tax deductible interest (contact your tax advisor for more info), 15 day funding, terms of 1 year to 20 years with deferred payments available, and no fees!

0% Interest Loans: Terms from 90 days to 4 years!  Equal monthly installments at 0% interest for the entire term of the loan!  Fees may apply.

Deferred Payment Plans: 3 month option, 6 month option, or 12 month option. Have your home improvement completed and payments won’t start until the deferred time has elapsed! Interest rates will vary according to which plan you choose.  Fees may apply.

Revolving Credit Lines: Works like an open-end credit line. We will approve you for the maximum credit line you qualify for then you can spend as much or as little as you wish on your home improvement needs! You only pay principal and interest on the money you spend! Very flexible terms and no closing fees!

We also proudly accept Visa, MasterCard, and Discover Card.

Let our responsible and courteous staff assist you in your home improvement loan needs. Please don’t hesitate to contact us if you have any questions or would like to know more about our financing packages. All financing packages are contingent upon credit approval.  Some customers may not qualify.